For many Veterans, the dream of owning a home begins with a VA One Time Close Construction Loan. This unique loan allows Veterans to buy land and build a custom home tailored to their needs. Offered by Veteran Community Mortgage, the VA Construction Loan simplifies the home-building process. Here’s everything you need to know. 

Build Your Dream Home with the VA's Best-Kept Secret

The One-Time Close VA Construction Loan That Actually Exists

Yes, it's real. Yes, it's fast. And yes, we're the experts who make it happen.

While others are still telling veterans that VA construction loans don't exist or take forever to close, we're helping heroes break ground on their dream homes in 48 states – with just one closing and rates locked for up to 360 days.

Why Veterans Choose Our Single-Close Solution

One Closing. Done.
Forget the double-closing nightmare. Close once, build your home, move in. That's it.

Your Money Stays in Your Pocket
Roll everything into the loan – land, construction, even those upfront feasibility studies and realtor fees get recaptured with your first draw. No depleting savings accounts here.

Rate Protection That Actually Protects
Lock your rate for up to 360 days. Markets go crazy? Your rate stays steady. Find a better rate? We've got adjustment options.

Tech-Forward, Veteran-First
Track every nail and dollar through our OneSite digital portal. VIP concierge service included because you've earned white-glove treatment.  

Straight Talk on Qualifications

Loan Amounts:

• Up to $1.5M at 100% financing

Credit Requirements:

• 660+ 

Ready to Build? Let's Talk.

Stop letting myths keep you from your dream home. Our VA construction loan specialists are standing by to show you exactly how this works – and how fast we can get you from blueprint to move-in day.

Serving those who served in 48 states. Because building your dream home shouldn't be harder than your military service.