Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.

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Adjustable Mortgage

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Construction Loans

  A VA One-Time Close Construction Loan combines your construction financing and permanent mortgage into a single loan with one closing, eliminating the need for two separate loans and saving you thousands in duplicate fees. Eligible veterans can finance up to 100% LTV with the ability to roll in all construction costs, land purchase, and even recapture upfront expenses like feasibility studies and realtor commissions. With rate locks extending up to 360 days,

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Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). The information contained on this website is for informational purposes only and is not an advertisement for products offered by Waterstone Mortgage Corporation. The views and opinions expressed herein are those of the respective authors and do not reflect the policy or position of Waterstone Mortgage Corporation, its officers, parent, or affiliates. Waterstone Mortgage Corporation is not responsible for the privacy practices or the content of third-party websites All loan requests are subject to credit approval as well as specific program requirements and guidelines. For some programs, income and property restrictions may apply. Information is subject to change without notice. Some programs may be available through a broker relationship with other lenders. Waterstone Mortgage Corporation is not affiliated with those lenders. Credit approval is at the sole discretion of the lender. - NMLS Consumer Access / Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.